Interest free finance for dental treatment
What is interest-free finance for dental treatment?At Ferry Dental, we always consider the needs of our patients. Therefore, we have set up interest-free finance, which is one of the many reasons most of our patients believe we are the best dentist in Southampton.Interest-free finance allows you to spread the cost of dental treatment over multiple months without any additional cost, typically up to 11 months. Additionally, only a 10% deposit is needed, and you pay back the same amount without any interest. Consequently, you pay no interest on the amount borrowed.DistributionAt Ferry Dental Centre in Southampton, using a financing plan is a popular option for patients. This is because it allows you to spread the cost of your treatment over an agreed period that fits within your budget. The finance is provided by Buyline Ltd.For treatments above £500, you can apply for interest-free finance. Furthermore, you need to be a UK resident over the age of 18, but you do not have to be a current patient at the practice.How do you provide interest-free finance for dental treatment? How does it work?We send you an invitation, and you complete the application online on Buyline's website. You provide your details; we only need your name, the amount, and your email address. Importantly, we have no access to your personal details. The lender will perform a credit check that may impact your credit score. This is explained prior to filling out the online application.This is a form of loan without interest that you pay back directly to Buyline.Interest-free finance is a convenient way to have the smile you wish for without any delays and at no additional cost to you.How to apply for interest-free finance:Patients can spread the cost of their treatment over 11 months with the 0% Finance plan. If your treatment is over £500 and you want to spread your payments up to 11 months, you can apply by completing an online credit application after your treatment plan has been finalized.The Benefits:For anyone considering using our interest-free facilities to fund their private dental treatment, the benefits are clear:
- You get the treatment you want, making you look and feel significantly better.
- You can spread the cost of treatment over a suitable period.
- Interest-free financing is often more affordable than credit cards or bank loans.
- It's easy to apply and simple to repay by Direct Debit.
Questions and AnswersQ. Who can benefit?A. Just about anyone over the age of 18. You don't need to belong to a private dental plan or be a regular visitor at our practice.Q. What can I use them for?A. You can use the payment plans for dental work if your treatment totals over £500. If unsure, please ask your dentist.Q. How do I make the repayments?A. Much like other loan facilities, you repay them in affordable monthly payments over an agreed term. Payments are collected by Direct Debit.Q. How much will I pay?A. With our 0% facility, you pay the cost of your dental treatment—no more and no less. There are no hidden costs, and no deposit is required!Q. What are the repayment terms?A. The interest-free option is available for repayment terms of up to 11 months.Q. How do I apply?A. Once you've agreed on a course of treatment and cost with your dentist, we will send the credit application to your email address. You can then fill in all your details confidentially. Once approved, you'll receive written confirmation from the credit provider.Q. How often can I use the facility?A. You can apply for a payment plan for each course of treatment, subject to the usual credit application.Q. What if my application is rejected, and how do I find out why?A. Unfortunately, Ferry Dental will not know the reason for disapproved applications. This is strictly confidential between the patient and the finance provider, but it can be discussed with the lender.Q. What if I need my finance refunded for any reason?A. If you need a refund for treatment covered by your finance plan, it needs to be processed via our lender. Initially, please speak to the practice for the correct course of action.All loans are subject to status; terms and conditions apply. Please contact the practice to receive the full finance criteria.
